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If you notify insurance about future/present mods, they will want you to pay more. One way "around" it is to put on upgraded "factory" parts. Example, Type R cams on your B16A or upgrading your 99 VR6 stock rims to the GTi rims, etc.
My friend actually did this to his car and insurance did not nail him for it when he hugged a street pole (2). I think that you might sneak by with internal engine mods and not tell insurance (cause they'd have to tear down the engine to really find them). However, if you get caught with mods (during an insurance claim for instance) its most likely (at best..) that you will not be insured on your upgrades and only get Blue Book value on your base model car. The worse scenario is that the insurance co. will refuse to settle the claim.
Welcome to the insurance industry.....they specialize in insuring u dont get F*CKED.....LOL
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